The Truth of Magic - Chapter 404

404 an interest-free loan
Zhao Xu was quite calm when he heard this.

Arthur wasn’t like Earth, where one could freely withdraw and withdraw cash.

even with the intervention of the temple of the goddess of commerce, it was still difficult to transfer wealth.

What they could do now was to open a specific Regional Account. Normally, only a large Chamber of Commerce or a large force could guarantee the account.

!!
He had previously entrusted Archbishop soz of the goddess ‘temple in winterday city to cash in the ” Mithril crystal ” into a mine vein based on his contributions in the battle of fallen star Lake.

As a result, after a silver mine mixed with Mithril was refined and sold by the mining Association, a monthly share of 50000 gold coins was actually obtained.

moreover, archbishop soz had also very considerately arranged for him to open a ” mine-sharing account “, and at the same time, he had directly attached himself to the phylactery of his identity in the association of mages.

This way, Zhao Xu would be able to withdraw this amount of money from the wizard Association throughout the entire Northern Alliance.

This made Zhao Xu feel like the next time he met the goddess, he would definitely Pat Archbishop soz on the shoulder and say something like, ” soz is a good comrade.

Even if ordinary silver mines could be refined to produce Mithril, the production of Mithril was low and rare.

Even Zhao Xu, who had contributed so much in the battle of fallen star Lake, could only get a few thousand gold coins a month from a large silver mine.

in his previous life, he had been the security officer of the town of fallen star lake and had also received a share of 50 gold coins from the mines, so he was very clear about the production of the entire silver mine.

600 gold coins a year was a privilege that only the chief of the Public Security Bureau in a small town could enjoy. There were too many people eyeing the mine vein, and it was not something that a Sheriff like him could touch.

The rest was also because most of the ore veins had a bonus value of silver ore produced every month. After deducting the cost of mining and refining, most of them only had a few hundred to one or two thousand gold coins. The advantage was that they were stable and had a fixed output every month.

and now, for it to rise to 50000 gold coins a month, 90% of it naturally came from the mithril crystal’s power.

In total, it would be close to 600000 gold coins a year.

moreover, this was the type of even and long-term mining, so the power of the mithril crystal could be completely overdrawn.

According to Frank, the ninth-circle mage who had advanced to become a Jade Star Master.

as long as the composition of the ore vein was good and there was enough patience to mine it, it would not be difficult to produce tens of millions of gold coins.

this mithril crystal was enough to support the consumption for about 20 years, and after that, it was estimated that it would only produce a few thousand gold coins a month.

In any case, this mineral vein was indeed a good business that would benefit future generations.

Back then, Frank probably wanted to use the Mithril crystals as advancement materials and wanted to keep them for his wife. Naturally, he was not willing to exchange them for gold coins in the mine.

To a legendary powerhouse, they basically had everything they needed. There was nothing they could get from the black market.

“So I’m getting an extra 100000 Yuan in the budget?” Zhao Xu asked in return.

Vivian also looked at the badge and the chip that the other party handed back respectfully.

100,000 gold coins was enough for the demon clan to deceive many humans. It was enough to buy many lives.

It was a huge sum of money for Vivian.

For an average adventurer who had reached the level 5 town leader level, the value of their equipment might not even exceed 5000 gold coins.

“It’s not just that,”

salazi quickly explained, ” sir mage, you don’t know. The Mithril vein’s share can be said to be a first-class hard currency.”

then, he stole a glance at zhao xu and said, ” if i may be so presumptuous, as far as i know, the mithril mine in starfall town itself was divided among countless major forces in the northern alliance. although starfall town was later occupied by adventurers from earth, the share that they paid didn’t change much. only the original mine owners ‘own share was redistributed. ”

Sarady lowered his head even more as he spoke. There was no doubt that the men in front of him were from the batch that had been reassigned two months ago.

Moreover, a vein that could produce 50000 gold coins a month was probably the best Mithril vein with a high rate of Mithril production.

He didn’t even think about withdrawing the wealth when he came here.

Salazi didn’t dare to make any further guesses about Tong Tian’s background and abilities.

“Hard currency?”

Zhao Xu immediately understood what he meant.

Back on Earth, China had used tariffs as collateral for those debts.

If the production of the silver mine was stable, it would also be an extremely secure mortgage.

“How much can I mortgage?” Zhao Xu immediately asked.

sarazi’s eyes immediately lit up. he knew that the other party was also an expert, and this saved him the trouble of explaining the pros and cons.

He was even more excited when he thought about how he could get a share of the Commission.

“Mr. Zhongxia, your mine can be overdrawn by 600000 gold here. After that, the silver mine’s harvest would be deducted every month, and the year would be up. If you don’t get enough, you’ll have to make up for it. If you don’t make up for it in time, you’ll be charged an interest of 10 points a year.”

As he said this, salazi looked at Zhao Xu for a few seconds as if he was overstepping his boundaries. if you want a higher amount, then you’ll have to personally make a long-term mortgage. The time limit will definitely be longer, and you’ll have to collect more interest.

when zhao xu heard this, he also nodded silently to show that he understood.

This was actually equivalent to an interest-free loan of 600000 gold coins, and then paid in installments.

Breath-free, this was probably the other party’s ‘respect’ for him after seeing the ‘shining Mithril’.

If he were to apply, with the silver vein as collateral, he might even be able to overdraft several million gold coins.

If there were players with limited knowledge, they might directly take out a huge one-time loan and empty out the value of this silver mine.

Then, he would convert it into RMB and break the exchange rate between RMB and Arthur’s Gold coins.

In the end, when everyone transmigrated, he would regret it for the rest of his life.

But Zhao Xu didn’t expect that on earth, he wouldn’t want to be involved in the small loan business that was just child’s play before transmigrating.

In the end, he was given such an opportunity in Arthur.

“That should be enough. Take me directly to the VIP area.” zhao xu thought about it for a while and decided to let it go. it wasn’t like he had a legendary +12 intelligence headband right in front of him.

There was no need to be greedy for a few million and give up the long-term benefits of ten million.

————

With 600,000 gold coins in hand, Zhao Xu was led to a pitch-black Hall. There were many glass cabinets on the walls, and all sorts of extraordinary magic items were piled up in them.

At the same time, a bald middle-aged man who looked like a martial monk followed them closely with his hands on his hips.

Compared to the average adventurer, the man was dressed in a very simple and ancient style. He was bare-handed and did not even have a protective glove on. There was only a wooden stick on his back that had been swung so hard that it had turned white.

Zhao Xu sized up this warrior monk with a mysterious tattoo on his face, but he didn’t say much.

there are no less than three targets watching us in the surroundings. Vivian communicated with her telepathy. Her reconnaissance ability was not vague at all, but she was immediately attracted by the dazzling array of magic items.

“I’m sorry, Mr. Zhongxia. These are the rules.” Salazi explained with an apologetic expression.

“An oath of poverty?” Zhao Xu suddenly interjected.

The tattooed monk’s eyes suddenly lit up. He smiled and said, “Mr. Mage, according to the rules, you can’t guess our identity and abilities.

“I’m sorry.” Zhao Xu laughed.

it really was an extremely powerful specialty of laying eggs.

The oath of poverty was a specialty that only good people could choose. After obtaining it, one would be able to obtain abilities from it at every subsequent level.

If he chose this talent from Level 1, then until level 20, he could get a total of 15 levels of defense enhancement,+8 to +2 enhancement for four attributes, 10 Chongshan talent rewards, 15 points of all energy-type resistance, 10 points of damage reduction,+3 resistance exemption, truth effect, inedia, mobility, regeneration, turtle breath, and other special abilities.

Ten of the Chongshan specialties were immeasurable.

If Zhao Xu had one, he could use the chaos dual cleansing to turn it into other specialties and he would be invincible on the spot.

It was a pity that he would never be able to use magic items again after making the oath of poverty, and he would not be able to keep any gains from the adventure.

so, zhao xu had no choice but to give up on this ability.

In Arthur, only priests and monks, who didn’t rely on equipment, were inclined to make poor vows.

The fact that this monk was able to make the oath meant that he was a kind person, and that made Zhao Xu let his guard down. At least he wouldn’t have to worry about this being a trap.

A kind warrior monk would accept the black market’s security task, and the black market would give the salary to the other party for charity.

however, they would never cooperate with the black market to scam adventurers, because this would cause them to lose their chongshan specialty.

But Zhao Xu also realized that these kind people who couldn’t wear magic items were the best people to guard these magic items.

Not only would he not steal or Rob, but he could also give them a peace of mind.

Salazi then handed over a parchment ” list ” respectfully. Mr. Zhongxia, this list records all the magic items in this Hall. At the same time, the last few pages of the list also record some magic items that are not stored here.

“This includes damaged legendary items.” Sarady revealed an envious yet untouchable expression.